Janice Fier, a CERTIFIED FINANCIAL PLANNER™ professional and Accredited Investment Fiduciary® joined Bluprint Financial in 2013. She manages a variety of Bluprint's client relationships covering comprehensive financial planning and investment management. Additionally, she helps oversee Bluprint's business operations, including participating on the Investment Committee.
Janice has over a decade of investment-related experience. Prior to joining the financial planning industry, she spent five years running the back office of a private equity firm focused on sustainable investing. During her experience working with institutional investors seeking environmental and social impact along with financial return, she developed an interest in figuring out ways to offer similar Environmental, Social, and Governance (ESG-minded) services to individual investors, which ultimately led her to Bluprint.
In addition to her years of investment-related experience, Janice has owned and managed a ranching operation where she bred, raised, and sold internationally recognized American Quarter Horses and registered Simmental beef cattle. Before her agricultural work, she worked in a public accounting firm to help multiple clients establish their accounting systems for their business operations.
She is currently the Treasurer of a regional agricultural non-profit allowing her to combine her interest in accounting and agriculture. Over the years, she has gained valuable business experience working with various people and endeavors, including managing her own business, which affords her an appreciation for the diverse clientele Bluprint serves.
Janice is most at peace in nature and enjoys horseback riding, mountain biking, or hiking in the woods with her husband and German Shepherd dog.
Education and Certifications:
Bachelor of Science in Business Management from St. Cloud State University
CERTIFIED FINANCIAL PLANNER ™ (CFP®)
Accredited Investment Fiduciary® (AIF®)
Minnesota Life, Health, and Accident insurance producer
FINRA Series 65 license.
Member of the Financial Planning Association
More about CERTIFIED FINANCIAL PLANNER™ professionals.
CFP® Professionals must complete extensive educational curriculums, satisfy experience requirements, while maintaining a high ethical standard, to be able to use the title "CERTIFIED FINANCIAL PLANNER™" Practitioner. As a CFP® Professional, we are required by the CFP Board's Rules of Conduct to put your interest ahead of our own.
The satisfaction requirements to use the CFP® marks are based on the 4Es; education, examination, experience, and ethics.
- Education – Complete an advanced college-level course of study addressing the financial planning subject areas including insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning
- Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one's ability to correctly diagnose financial planning issues and apply one's knowledge of financial planning to real world circumstances
- Experience – Complete at least three years of full-time financial planning-related experience
- Ethics – Agree to be bound by CFP Board's Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals
CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board's enforcement process, which could result in suspension or permanent revocation of their CFP® certification. For more information on the CFP® Certification, click here.
More about Accredited Investment Fiduciary® professionals.
A financial advisor with the AIF® designation is formally recognized by the Center for Fiduciary Studies for demonstrating a full understanding of how to implement those processes to help individuals and families achieve their investment goals in a responsible manner.
There are four requirements for attaining the AIF® designation:
- Enroll in and complete the AIF® Training
- Pass the AIF® Examination
- Meet the experience requirement
- Submit the application and dues
Included in the application are sections to attest to both the Code of Ethics and Conduct Standards. The Code of Ethics consists of the tenets of ethical conduct expected of all credential holders, while the Conducts Standards pertain to any past criminal and civil litigation, regulatory events, and personal and professional conduct.
Janice receives continuing professional education regarding the responsibilities of Investment Fiduciaries and attests to a Code of Ethics regarding her responsibilities of putting clients' needs first. More information about the AIF® designation, click here.